Title Examination
A title search is usually requested when real estate is being transferred from one party to another. It includes researching public recorded acts to determine the legal condition of a particular property. These acts include intervening documents, judgments, mortgages, contracts and other encumbrances. The search and examination determine the chain of title to ensure the seller can convey the property to a buyer. We provide quick and accurate service in the preparation of the title search and preliminary report on your property.
Settlement Coordination
The Settlement Office provides title Insurance, escrow services, and closing coordination to all the parties of a real estate transaction. Home buyers, real estate agents, lenders, and builders appreciate the professional and efficient service provided through every stage leading to settlement. We work diligently to make sure all paperwork needed to close the transaction is complete.
Standard Forms Processing
Closing can feel like a whirlwind. You are finalizing agreements, signing documents, and exchanging forms. Being informed and prepared will ensure that you protect yourself, and are able to enjoy a quick and painless closing process. At The Settlement Office, we stay abreast of all of the moving parts of your transaction, foreseeing potential problems, and offering timely and logical solutions.
Title Insurance
Title insurance is a form of protection for homeowners against financial loss due to defects or intervening documents against the property. While purchasing title insurance is a required part of the mortgage process, it is recommended that the homeowners purchase title insurance to protect themselves. An investment now could amount to big savings in the long run if a property is found to have issues. We offer title insurance to protect your interests and the interests of the lender, should a claim be made against the property.
Title Bring-down
Upon completion of settlement, we extend the title search to verify that no intervening documents have been filed against the property between the time of the original title search and the recording of the deed and/or mortgage. Doing so could eliminate major headaches and amount to big savings in the long run if a property is found to have issues.
Recording and Disbursement
We provide you with a single source for all of your recording needs. Our team records hundreds of documents annually, in conjunction with our title and settlement programs. We continually explore new ways to improve the speed and consistency of our recording process, providing reliable access to the latest technologies and services. We facilitate the submission of documents for electronic recording without the documents ever leaving your facility. We disburse funds to the seller, borrower, realtor and any other parties who are entitled to payment according to the settlement statement.
Home Purchase Settlements
The Settlement Office can assist you with all types of home purchase settlements. Our expert services are well known, as is our close attention to detail, which ensures smooth transactions every time. We also offer early title search to resolve issues, and are always available to answer your questions. Instead of just having you sign documents, we explain them in detail, and also ensure timely recording and disbursement.
Escrow Agent
We manage each detail of the closing and escrow process for a successful and problem-free closing. We work with the buyer, the seller, the real estate agents, and any lenders, to assure all of the documentation needed for the closing package has been submitted and is accurate and complete.